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Insurance Valuation

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Insurance Valuation

Post  Dorjen on Sat 9 Nov - 14:51

I have just had my Yamaha Townmate T80 stolen in the middle of the day on a busy street. I paid £800 for it in a private sale and it is C reg with only 5,000 miles on clock. Insurance can't find a valid valuation anywhere and are hazarding guesses as anywhere from £300 to £650. Does anyone know where I can get an actual valuation for my bike.

Dorjen

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Join date : 2013-11-09

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Re: Insurance Valuation

Post  JohnW on Sat 9 Nov - 17:02

It will be difficult now its been stolen unless you have photos, you should have taken out an agreed value policy with your insurance provider. Its all to do with condition, as you say anything from £300 to £650. I have mine insured for £500. The only thing you can do is to look on eBay for one in a similar condition & try to negotiate a price around that. Best of luck.

JohnW

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Re: Insurance Valuation

Post  barker on Sat 9 Nov - 17:26

sorry to hear your bike was stolen I have some t80s for sale if intrested,but to the point have you got the receipt for when you paid for the bike or put adverts in Friday add for t80 at £800 then show that to the insurance company,dont put your address on the advert

barker

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Re: Insurance Valuation

Post  JohnW on Sat 9 Nov - 19:51

barker wrote: or put adverts in Friday add for t80 at £800 then show that to the insurance company,dont put your address on the advert
I would certainly not go down this route, it would be fraudulant and if found out would result in NIL payout by insurance, blacklisting and maybe a court appearance!!!!! Very surprised at you Barker making this suggestion.

JohnW

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